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As pioneers in the bridge lending space, we work alongside our clients to provide loan solutions on a case by case basis in order to best meet the needs of any borrower.

Trusted by thousands of borrowers and businesses

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Over $3 Billion Worth of Private Loans

There are a variety of occasions when a private bridge loan is the best solution for a commercial real estate owner. A private bridge lender can provide tailored solutions with rapid execution that traditional banks cannot offer. Structured financing is advantageous in situations in which the collateral or sponsor doesn’t fit the traditional box of a conventional lender.

Gas Station

Why First Financial?

We aim to make the financial life of our customers easier by providing them with a simple, fast, and reliable access to capital.

Quick and Reliable Closing

First Financial closes deal quickly and reliably within 1-2 weeks, while banks and other traditional lenders average 90 days or longer to close a deal.

Simple Application Process

Each lending opportunity is evaluated according to certain proprietary lending criteria and standards that have been established by first financial. Our simple form document and the standard diligence we gather enables us to quickly determine if we will proceed and issue a Letter of Intent (LOI), which is typically issued within 24-48 hours of receiving a loan request.

Flexible Capital

First Financial works with business owners and real estate operators, who are under-served by traditional financial institutions, to provide unique private financing solutions tailored to individual borrower needs.

Funding Sources

First Financial capital manages an investment fund of our clients and investors. We are entirely privately capitalized which allows us to have a faster credit decision process that results in us being able to provide financing at faster speeds than others in the industry.

Apply for a Loan

Fill out our initial borrower application and we will contact you shortly.

Already have an LOI?
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Let us be your preferred partner

Lending Process Overview

Funding Parameters

Funding Amount
$1,000,000 - $50M
1 to 3 years
No Prepayment Penalties
Property Type
Commercial Properties
Property Type
Mixed, special-use, & non-conforming properties

Recently Funded Loans

Recent Financing: Southern CA 76 and Circle K

AreaSouthern California
Loan Amount$7,600,000
PurposeAcquisition Loan
Brand76 and Circle K

Just Funded: $7MM For An Oregon Truck Stop

Loan Amount$7,000,000
PurposeAcquisition Loan

$4MM Funded for Unbranded Gas Station In San Rafael, CA

AreaSan Rafael, CA
Loan Amount$3,950,000
PurposeAcquisition Loan

Get funding in as few as 14 days

First Financial closes deals quickly and reliably within 2-4 weeks. Contact us to learn more or apply today! Enter your email below and we'll be in touch shortly.